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I'm just curious to see if your bank switched over to the new qfx file format that Quicken 2005 or later uses. I know my home town bank and my credit card company are still using QIF format, and i even contacted my bank about it when I upgraded to 2005 (since went back to 2004) and they said they would have it done...last year. It never happened. I was just curious to see if anyone else has run into the same problems.